Debt collectors, bad landlords, wrongful termination, denied claims — they count on you not knowing your rights. Generate a professional, legally-grounded letter in under 2 minutes. No subscription. Pay only when you need it.
20+
Letter Types
$5
Per Letter
2 min
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FDCPA Section 809(b)
FCRA Section 611
FDCPA Section 805(c)
Tenant Rights
Employment Law
No Surprises Act
"Sent the cease and desist — calls stopped within 3 days."
"Got my full deposit back after one letter."
"Worth every penny. My appeal was approved."
Three steps. Done.
No legal degree required. We know the laws — you just fill in the details.
1
Pick your letter type
Choose from 20+ letter types across debt, housing, employment, insurance, and government.
2
Fill in the details
Enter your name, the recipient's info, and a brief description of the situation. Takes 2 minutes.
3
Download and send
Get a professionally formatted PDF ready to mail via certified mail. Track your deadline in your dashboard.
Every situation covered.
From debt collectors to government agencies — we generate the right letter for the job.
Debt & Collections
Fight debt collectors
Validation requests, cease & desist, pay-for-delete, statute of limitations defense, credit bureau disputes.
Wrongful termination appeals, HR formal complaints, professional reference requests.
Insurance
Fight denied claims
Insurance claim denial appeals, medical billing disputes.
Government & Benefits
Appeal and complain
Government agency complaints, benefits denial appeals.
Custom
Any official letter
Describe your situation and we generate a professional formal letter for any purpose.
Pay only when you need it.
No subscriptions. No monthly charges. Buy credits and use them whenever.
1
letter credit
$5
one-time
Best Value
3
letter credits
$12
$4 per letter
5
letter credits
$18
$3.60 per letter
Credits never expire. Account is free to create.
Common questions
What is a debt validation request?
Under FDCPA Section 809(b), you have 30 days from the collector's first written notice to dispute the debt. The collector must stop collection activity until they provide proof the debt is yours. It's one of the most powerful tools available to consumers.
Is this legal advice?
No. DisputeAI generates template letters based on applicable laws. Always review letters before sending and consult a licensed attorney for legal advice specific to your situation.
Do credits expire?
No. Credits stay in your account until you use them. Buy once, use whenever you need a letter.
Can I use these letters for any state?
Federal letters (FDCPA, FCRA) apply in all 50 states. Housing, employment, and other letters cite both federal and state law where applicable. Always verify state-specific deadlines before sending.
What is the Custom letter type?
If none of the pre-built types fit your situation, choose Custom. Describe what happened and what you want — the AI will generate a professional formal letter tailored to your specific situation.
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Disclaimer: This letter was generated as a template. Review carefully before sending. This is not legal advice — consult a licensed attorney for advice specific to your situation.
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